Aircraft Insurance & Risk Advisory.
Navigating aircraft hull protection, statutory third-party liability, and owner/operator responsibility under EASA and European regulatory frameworks.
Looking for comprehensive business risk management, life protection, or corporate insurance in partnership with Generali România?
Core Aviation Risk Pillars
HULL & ALL-RISK UNDERWRITING
Physical damage protection for the aircraft airframe, turbine engines, and avionics suite during taxi, flight, and hangar storage under agreed-value principles.
- •Total & partial loss replacement
- •Engine ingestion coverage
- •War & allied perils endorsement (AVN 52E)
THIRD-PARTY STATUTORY LIABILITY
Mandatory statutory liability coverage required across EASA airspace for bodily injury and third-party property damage, indexed directly to aircraft MTOW.
- •Minimum SDR statutory requirements
- •Airspace entry verification
- •Overflight & international territory extensions
OWNER VS. OPERATOR RESPONSIBILITY
Clear legal separation between corporate private operation (Part-NCC / Part-NCO) where the owner is responsible, versus commercial air charter (Part-CAT) under a certified carrier's AOC policy.
- •Waiver of subrogation clauses
- •Additional insured endorsements
- •Charter revenue dry-lease covenants
CREW & PASSENGER PROTECTION
Personal accident, medical evacuation, and baggage liability covering flight crew, corporate executives, and guests onboard private missions.
- •Loss of license insurance for pilots
- •Baggage & personal effects
- •Search and rescue cost indemnification
HANGAR & GROUND HANDLING RISK
Protection against ramp collisions, hangar roof collapses, ground equipment contact, and fuel contamination during FBO maintenance.
- •Hangarkeeper's liability coordination
- •FBO ground handling indemnity
- •Ferry flight positioning coverage
BROKER REVIEW CHECKLIST
Critical questions aircraft owners and flight departments must address with a licensed, qualified aviation insurance professional prior to policy binding.
- •Pilot minimum flight hour warranties
- •Permitted geographic navigation limits
- •Deductible buy-back provisions
Request an Aviation Insurance Consultation
Connect with our advisory desk to review airframe parameters, operating models, and qualified insurance broker introductions.